An overdraft loan is a lending arrangement on a current account that permit the customer to over withdraw on current account up to the specific limit with a specific expiry date

• Open account in UB
• Procurement contract, sub-contract or Purchase Order
• 20% of customer contribution
• Experience in business or in tender execution

• Project description (customer needs statement)
• Application letter
• Company Registration Certificate/ID copy of the applicant and his guarantor
• Legal status certificate - RRA Tax Clearance Certificate
• Valuation report of collateral (done by a valuer who has a partnership with UNGUKA Ban

Turn your business goals into reality with Bank of Kigali.

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• Loan Application Letter
• Company registration documents
• Company financials for the last three months
• A solid business plan in case of a new business
• Shareholder identification documents
• Proposed collateral property with valuation report
• Copy of the title deed for the security, if it is a house or plot

All housing and infrastructure projects implemented by the Development Bank of Rwanda (BRD) Plc. The aim of financing this sector is to expand access to housing, boost the services and innovation sector and support capital market

• Business in Housing

• Loan application letter along with a strong business plan
• Financial report and bank statements for past three years,
• ID of owner or company/cooperative registration certificate;
• Promoter's contribution of at least 30% of the total cost of the project;
• Bill of quantities of constructions (and soft copy) and perspective (if any);
• Plans of constructions with District stamp (if any);
• Valuation report of securities done by (person recognized by RDB and certified by IPRV);
• Pro-forma invoice of equipment, raw material and materials to be bought; (if any)
• REMA certificate with recommendations;
• RRA and RSSB certificates;
• RBS certificate;
• All relevant authorizations in relation to the project to be financed;
• Payment of nonrefundable service commission (1% of the Loan + VAT);
• Land title/emphyteutic lease of the project site and securities;