By Ephrem Rutagarama, John Rwirahira and Nelson Kubwimana, Access to Finance Rwanda (AFR)

Rwanda like many other countries have seen digital finance as a key enabler of financial inclusion. Over the past decade, considerable progress has been registered in promoting the use of digital financial services in the country. Indeed, the use of technology in the financial sector has brought a wide range of financial products and services that are accessible via mobile phones, internet banking and other digital channels which, in return, promote access to and usage of financial services.